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Prop.Direct
Buy
Homes for sale
ApartmentsVillasTownhousesPenthousesPlots & land
Buyer tools
Ask HalaAICheck a price with HalaMortgage pre-approvalGolden Visa2M+
Popular areas
Dubai MarinaDowntown DubaiPalm JumeirahJVCBusiness BayArabian Ranches
AI-checked pricing
Know the fair price
Every home benchmarked against real UAE transaction data — before you make an offer.
Start with Hala
Rent
Homes to rent
ApartmentsVillasTownhousesStudiosShort-term
Renter tools
Ask HalaAIRent increase calculatorRent or buy?Your tenancy & EjariCheck a rent with Hala
Popular areas
Dubai MarinaDowntown DubaiPalm JumeirahJVCBusiness BayAl Barsha
Ejari, built in
Rent, sorted
Find the home, check the fair rent, and register Ejari — Hala drafts the tenancy.
Browse rentals
Off-plan
New projects by emirate
DubaiAbu DhabiSharjahRas Al Khaimah
Top developers
EmaarDamacAldarSobhaNakheel
Off-plan tools
Payment plan calculatorHandover 2026Golden Visa2M+Ask HalaAI
Every project, one place
Off-plan, with confidence
Compare projects and payment plans — UAE law keeps your payments in a DLD-registered escrow account, released to the developer only as the build hits its milestones.
Explore off-plan
Hotel
Short stays by type
ApartmentsVillasStudiosServiced
Stay tools
Book directDTCM-licensed homesHoliday home or lease? yieldHost dashboardAsk HalaAI
Popular areas
Dubai MarinaJBRDowntown DubaiPalm Jumeirah
DTCM-licensed stays
Short stays, done right
Verified DTCM-licensed holiday homes across the UAE — book with confidence.
Find a stay
Meet your agentNRI
♡List your propertyLogin
RENT · SHOULD YOU BUY?

Rent or buy?

Over the years you plan to stay, is it cheaper to keep renting or to buy? Compare the real cost — deposit, mortgage and the equity you build — and find your break-even year.

Your numbers
Over 5 years
Buying works out cheaper — by about AED 343,240
Net cost to buy
AED 319,836
after selling, you keep AED 859,688 in equity
Total rent paid
AED 663,076
mortgage would be AED 9,159/mo
Buying overtakes renting at about year 3 — stay longer than that and owning tends to win.

An estimate, not advice. Assumes a 25-year mortgage, ~7% purchase costs (DLD, agent, mortgage) and ~2% to sell. It doesn't model the return you'd earn investing the deposit instead, or maintenance beyond the service charge — real factors, so treat the break-even as a guide. Change any figure to match your situation.

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Prop.Direct

The UAE's AI property marketplace. Real listings priced by AI and transacted by a verified agent — on RERA, DLD-trustee and Ejari rails.

Explore

BuyRentOff-planShort stay

Sell

List your propertyPricing & feesFair-price check

Guides

Golden VisaMortgageNRI buyers

Company

Trust & safetyTermsPrivacy
© 2026 PropDirect
RERA-alignedPDPL-secureDLD escrow
BrowseSavesHHalaCompareAccount